“Ditch the Joneses, Discover Your Family” by Cathi Brese Doebler
“Helps parents make decisions about their finances that will allow them to actively seek more time together with their children and spouse.”
“Ditch the Joneses”, was an easy to read, easy to follow how-to book. In this book the author gives us the tools to become a single income family or a 1.5 income family.
We have been a single income family since our first child was born 5 years ago. But this book has given me even more ideas on things we can cut and live without so that bills aren’t always so tight. Plus I feel with these tools we can FINALLY have our school debt paid off, (I graduated in 2000 and my husband graduated in 2003 and we still have a ton of debt).
Although it would be the perfect plan to get out of debt and save up BEFORE having kids, that night not happen. And after baby is born you have a lot of decisions to make, like will someone stay home with the kids? Who will work? How will the bills be paid? can we make it? Is childcare worth it?
For us, we knew if I worked, I would be working to just pay for childcare and the cost of traveling to and from work and having an extra car.
Some of the things Cathi has you think about it the costs you incur with BOTH working. Some of this thoughts I wrote about were in this book. Such as- we’d have to pay insurance/gas/maintenance of two cars, we’d have to pay for childcare, lunches would cost more being out of the house. For us cutting this cost was worth staying home.
This book takes you through a lot of other things to think about when making the choice of staying home. Something else I like about this book is that it is written with a Christian perspective and after each chapter there is a prayer you can pray asking God to help you with the applications you learned in that chapter. The last chapter int he book has a place for you to write your action plan and what you need to do to make staying home work or reaching your goals.
Whether you have kids already or are thinking of having kids this book is perfect for you. There are a tons of money saving ideas and encouraging words helping you get through it. I really loved reading this book.
1 reader will win a copy of “Ditch the Joneses, Discover Your Family” book
TO ENTER. REQUIRED before you do any extra entries!! (please leave a valid email so I can contact you if you win)
1. Visit the “Ditch the Joneses” and tell me something you learned about the book, workbook OR the author
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A HUGE thank you to Cathi Brese Doebler for sponsoring this giveaway. And thank you all for joining.
* Disclaimer / Disclosure: I received a free sample to facilitate my review. This post reflects my honest, personal opinion and experience with the product which may differ from yours. Product information courtesy of the sponsor. No monetary compensation was provided for this post.
** OPEN TO US and Canada
*** Giveaway ends Friday March 4th at 11:59PM EST
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